Starting the Process
What is Needed to Buy a House?
- Credit
Qualifying credit shows financial responsibility - Income
Steady income shows financial stability - Assets
Assets show an ability to pay for the down payment and closing costs
Documents For a Pre-Approval
- Legal Identification (ID card)
- Social Security Card
- Tax Returns for 2020 and 2019
- W-2 and/or 1099 for 2020
and 2019 - Three Most Recent &
Consecutive Pay Stubs - Two Months’ Most Recent
Consecutive Bank Statements
Types of Loans
- FHA
- CONVENTIONAL
- VETERANS AFFAIRS
- REHAB LOAN
- BANK STATEMENT PROGRAM
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