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Steps to Homeownership

1. Pre-Approval

The first step in becoming a homeowner is a pre-approval
with an Alegre Home Loans specialist to analyze your finances
and determine your qualifying loan amount.

2. House Hunting

Once you are pre-approved, a Realtor can then show you homes
for the amount that you qualify for, in the area that you’d like, and
with all the home features on your wish list.

3. Mortgage Loan Application

After finding your dream home, we begin the mortgage
oan application. This process takes about 2 weeks while we
order your appraisal, verify your documents, and process your loan.

4. Closing

With an approved loan application, all parties schedule a closing date
and all the final paperwork is signed at the closing table to finish your
home purchase transaction.

No Place Like Home

Are you already a satisfied Alegre Home Loans customer?
Congratulations on your new purchase!
Here are some quick links to help get settled in.

Register Your Child for School

Update Your Address With Illinois

Alegre Home Loans is a Division of Midwest Equity Mortgage, LLC | NMLS # 227765 | www.nmlsconsumeraccess.org | www.midwestequity.com | Please review our Disclosures & Licensing information. | Midwest Equity Mortgage LLC has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Equal Housing Lender. For further information about Midwest Equity Mortgage, please visit our website at www.midwestequity.com. Receipt of application does not represent an approval for financing or interest rate guarantee. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Not all applicants will be approved. Other terms and conditions apply. Contact Midwest Equity Mortgage for more information and up to date rates.